In an Opinion issued on February 6, 2023 (Opinion No. KP-0424), Ken Paxton, the Attorney General of Texas, stated that a court...
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Read articles below for analysis and discussion of recent trends by BM&G’s industry experts.
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Texas Mortgage Loan Servicer Renewal Period; TDSML Fee Increases
Texas Mortgage Loan Servicer Renewal Period This section of the memorandum is to make Texas Mortgage Loan Servicers more aware...
Joint Financial Regulatory Agencies propose amendments to §153.1(2) (Business Day Definition) Concerning Home Equity Lending
In the March 25, 2022, Texas Register (47 Tex.Reg 1556), the Finance Commission of Texas and the Texas Credit Union Commission...
Preparation of Documents Affecting Title to Real Property in the State of Texas and the Practice of Law
One major concern for multi-state mortgage lenders is the diversity of real estate law throughout the country. This includes the...
Home Equity Lending Interpretation Amendments to §§153.1, 153.5, 153.12, 153.13, 153.17, 153.22, 153.26, 153.45, 153.51
In the December 31, 2021, issue of the Texas Register, click here, the Joint Financial Regulatory Agencies adopted final...
Texas Legislative Update V – Senate Bill 43 Adds Chapter 159, Finance Code, Financing Purchase of Residential Real Estate with Wrap Mortgage Loan
This legislative update addresses Senate Bill 43 from the 2021 Regular Legislative Session. Senate Bill 43 is effective January...
7 TAC Chapter 81, Mortgage Bankers and Residential Mortgage Loan Originators, Amended Effective November 4, 2021
In the October 29, 2021 issue of the Texas Register (Pages 7389 - 7396), the Finance Commission of Texas, on behalf of the Texas...
7 TAC Chapter 80, Residential Mortgage Loan Companies, Amended Effective November 4, 2021
In the October 29, 2021 issue of the Texas Register (Pages 7384 - 7389), the Finance Commission of Texas, on behalf of the Texas...
Texas Legislative Update IV – House Bill 2237 Revises Chapter 53, Property Code, Relating to Mechanic’s, Contractor’s, and Materialman’s Liens
This legislative update addresses House Bill 2237 from the 2021 Regular Legislative Session. House Bill 2237 is effective...