In a decision delivered July 27, 2023, the Texas Court of Appeals, Fort Worth reaffirmed potential hazards for lenders...
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Read articles below for analysis and discussion of recent trends by BM&G’s industry experts.
2023 Texas Legislative Update
The Texas Legislature recently closed their biannual regular session. Black, Mann & Graham L.L.P. monitored the legislative...
Accrual of Equitable Subrogation. PNC Mortgage v. Howard, 2023 WL 3398580 (TX Supreme Court 2023).
Since at least 1890, Texas has recognized the common-law doctrine of equitable subrogation. Texas Land & Loan Co. v....
March 2023 update to Fannie Mae/Freddie Mac Uniform Texas Home Equity Security Instrument (Form 3044.1)
In March 2023, Fannie Mae/Freddie Mac revised the tagline and signature block of Texas Home Equity Security Instrument (Form...
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Texas Attorney General opines that a corporate entity may act as a trustee or substitute trustee of a deed of trust in Texas
In an Opinion issued on February 6, 2023 (Opinion No. KP-0424), Ken Paxton, the Attorney General of Texas, stated that a court...
Texas Mortgage Loan Servicer Renewal Period; TDSML Fee Increases
Texas Mortgage Loan Servicer Renewal Period This section of the memorandum is to make Texas Mortgage Loan Servicers more aware...
Joint Financial Regulatory Agencies propose amendments to §153.1(2) (Business Day Definition) Concerning Home Equity Lending
In the March 25, 2022, Texas Register (47 Tex.Reg 1556), the Finance Commission of Texas and the Texas Credit Union Commission...
Preparation of Documents Affecting Title to Real Property in the State of Texas and the Practice of Law
One major concern for multi-state mortgage lenders is the diversity of real estate law throughout the country. This includes the...
Home Equity Lending Interpretation Amendments to §§153.1, 153.5, 153.12, 153.13, 153.17, 153.22, 153.26, 153.45, 153.51
In the December 31, 2021, issue of the Texas Register, click here, the Joint Financial Regulatory Agencies adopted final...