In the March 6, 2026, issue of the Texas Register (51 TexReg 1351), the Finance Commission of Texas published proposed...
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Read articles below for analysis and discussion of recent trends by BM&G’s industry experts.
Fannie Mae and Freddie Mac Update Selling Guides to Permit Hybrid Appraisals on Texas Home Equity Loans
February 5, 2025 To: Clients and Friends From: Daniel S. Engle Subject: Fannie Mae and...
Texas Home Equity Lending Rules in Texas Administrative Code Readopted
In the August 2, 2024, issue of the Texas Register (Volume 49, Number 31, Pages 5607-5826), the Finance Commission of Texas and...
Texas Appellate Court Affirms Attorney’s Fees on Equitable Subrogation Claim on Home Equity Litigation
On March 21, 2024, the Court of Appeals, Corpus Christi-Edinburg, in an unpublished opinion, ruled that a trial court had the...
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Texas Constitutional Amendment Vote on HJR 2 and Property Tax Refresher
On November 7, 2023, Texas voters will vote on proposed amendments to the Texas Constitution. Among the proposed amendments is...
Recent Texas Appellate Decision Highlights Texas Inheritance Law Complexities
In a decision delivered July 27, 2023, the Texas Court of Appeals, Fort Worth reaffirmed potential hazards for lenders...
2023 Texas Legislative Update
The Texas Legislature recently closed their biannual regular session. Black, Mann & Graham L.L.P. monitored the legislative...
Accrual of Equitable Subrogation. PNC Mortgage v. Howard, 2023 WL 3398580 (TX Supreme Court 2023).
Since at least 1890, Texas has recognized the common-law doctrine of equitable subrogation. Texas Land & Loan Co. v....
March 2023 update to Fannie Mae/Freddie Mac Uniform Texas Home Equity Security Instrument (Form 3044.1)
In March 2023, Fannie Mae/Freddie Mac revised the tagline and signature block of Texas Home Equity Security Instrument (Form...