In March 2023, Fannie Mae/Freddie Mac revised the tagline and signature block of Texas Home Equity Security Instrument (Form...
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Read articles below for analysis and discussion of recent trends by BM&G’s industry experts.
Protected: Texas Home Equity Manual – 2023
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Joint Financial Regulatory Agencies propose amendments to §153.1(2) (Business Day Definition) Concerning Home Equity Lending
In the March 25, 2022, Texas Register (47 Tex.Reg 1556), the Finance Commission of Texas and the Texas Credit Union Commission...
Home Equity Lending Interpretation Amendments to §§153.1, 153.5, 153.12, 153.13, 153.17, 153.22, 153.26, 153.45, 153.51
In the December 31, 2021, issue of the Texas Register, click here, the Joint Financial Regulatory Agencies adopted final...
Home Equity Lending Interpretation Amendments Adopted by the Finance Commission of Texas and Texas Credit Union Commission
Effective November 26, 2020, the Finance Commission of Texas and the Texas Credit Union Commission (herein “Commissions”) adopt...
Will Equitable Subrogation be Prohibited for Uncured Home Equity Loans? Zepeda v. Federal Home Loan Mortgage Corporation, 2019 WL 3820019
In a decision filed August 15, 2019, the United States Court of Appeals for the Fifth Circuit certified a question to the...
Changes to Home Equity Lending in Texas – Final Rules
Please click on the video below to access the Changes to Home Equity Lending in Texas – (S.J.R. 60) – Final Rules presentation. Please make sure you have your speakers on to listen and follow the presentation materials.You may download the documents which are covered in the Changes to Home Equity Lending in Texas – (S.J.R. 60) – Final Rules presentation below within the “Downloads” section.For the best view of the documents open the following PDF file on your computer or download the PDF and follow along with the recorded presentation.
Protected: Changes to Home Equity Lending in Texas – Extended Version
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TEXAS HOME EQUITY – F2 NOTICE FOR NON-HOME EQUITY
Complete Memorandum
TEXAS HOME EQUITY – 12-DAY NOTICE FOR HOME EQUITY LOANS
Complete Memorandum