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Effective November 26, 2020, the Finance Commission of Texas and the Texas Credit Union Commission (herein “Commissions”) adopt...
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In a decision filed August 15, 2019, the United States Court of Appeals for the Fifth Circuit certified a question to the...
Please click on the video below to access the Changes to Home Equity Lending in Texas – (S.J.R. 60) – Final Rules presentation. Please make sure you have your speakers on to listen and follow the presentation materials.You may download the documents which are covered in the Changes to Home Equity Lending in Texas – (S.J.R. 60) – Final Rules presentation below within the “Downloads” section.For the best view of the documents open the following PDF file on your computer or download the PDF and follow along with the recorded presentation.
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Complete Memorandum
Complete Memorandum
Please click on the video below to access the Changes to Home Equity Lending in Texas – (S.J.R. 60) presentation. Please make sure you have your speakers on to listen and follow the presentation materials.
This memorandum will provide an overview of home equity lending embodied in Article XVI, Section 50, of the Texas Constitution and will also discuss some of the issues lenders face. The full text of Section 50, current to date, is attached to this memorandum (for ease of reference, the home equity and HELOC provisions are highlighted in bold typeface). All references to “sections,” “subsections,” and “parts” in this memorandum refer to the various provisions of Section 50, unless otherwise stated.