On November 26, 2024, the Federal Housing Finance Agency (FHFA) announced the conforming loan limit values for mortgages that...
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Read articles below for analysis and discussion of recent trends by BM&G’s industry experts.
Regulation Z HOEPA and Qualified Mortgage Annual Threshold Adjustments
In the December 2, 2024 issue of the Federal Register (89 FR 95080 click here), the Consumer Financial Protection Bureau...
Changes to Rules in the Texas Administrative Code Concerning Loan Originators, Mortgage Bankers, Mortgage Companies, and Mortgage Servicers
In the November 15 issue of the Texas Register (Volume 49, Number 46, Pages 9204-25), the Finance Commission of Texas on behalf...
Reminder of Federal Beneficial Ownership Information Reporting Requirements for Certain Corporate Entities
As a reminder to clients and friends, federal law (the Corporate Transparency Act) imposed a requirement for certain corporate...
Frost Bank v. Kelley Jr., Comments
On October 17, 2024, the Court of Appeals of Texas, Fort Worth in Frost Bank v. Kelley Jr., --- S.W.3d --- 2024 WL 4509721...
2025 Higher-Priced Mortgage Loan Appraisal Exemption Threshold Increase
On October 4, 2024, the Office of the Comptroller of the Currency, Treasury (OCC); the Board of Governors of the Federal Reserve...
Proposed Changes to Rules in the Texas Administrative Code Concerning Loan Originators, Mortgage Bankers, Mortgage Companies, and Mortgage Servicers
In the September 6, issue of the Texas Register (Volume 49, Number 36, Pages 6864-6949), the Finance Commission of Texas on...
Texas Home Equity Lending Rules in Texas Administrative Code Readopted
In the August 2, 2024, issue of the Texas Register (Volume 49, Number 31, Pages 5607-5826), the Finance Commission of Texas and...
CFPB Releases Circular Providing Guidance on Confidentiality Agreements and Whistleblower Protections
On July 24, 2024, the Consumer Financial Protection Bureau (“CFPB”) released a Consumer Financial Protection Circular (Circular...
Recording of Stakeholders Webinar now Available for Texas Department of Savings and Mortgage Lending Proposed Changes to Texas Administrative Code Rules
On June 6, 2024, the Texas Department of Savings and Mortgage Lending announced that they are considering changes to their rules...