On May 7, 2025, Fannie Mae (SEL-2025-03 click here) and Freddie Mac (Bulletin 2025-6 click here) both announced updates to...
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Read articles below for analysis and discussion of recent trends by BM&G’s industry experts.
Texas Department of Savings and Mortgage Lending Posts Webinar Concerning Proposed Changes to Procedural Rules
On April 21, 2025, the Texas Department of Savings and Mortgage Lending hosted a webinar discussing proposed changes to rules...
Texas Department of Savings and Mortgage Lending Announces Review of Department Administration Rules in Title 7, Part 4, Chapter 51 of the Texas Administrative Code
In the March 21, 2025, issue of the Texas Register (50 TexReg 2081), the Texas Department of Savings and Mortgage Lending...
Fannie Mae and Freddie Mac Update Selling Guides to Permit Hybrid Appraisals on Texas Home Equity Loans
On February 5, 2024, per Fannie Mae Selling Guide Announcement SEL-2025-01 (click here and see also updated Part B4-1.2-03 click...
Texas Title Insurance Guaranty Association Issues Notice to Claimants of Houston National Title, LLC
The Texas Title Insurance Guaranty Association (“TTIGA”) recently issued a Notice to Claimants of Houston National Title, LLC...
Court of Appeals of Texas, Houston Holds that both Spouses Taking Out Home Equity Line of Credit Did Not Change Characterization of Homestead as Sole and Separate Property of Wife. Hale v. Hale, — S.W.3d — 2025 WL 271165.
On January 23, 2025, the Court of Appeals of Texas, Houston (14th District) Houston in Hale v. Hale, --- S.W.3d --- 2025 WL...
FHFA Announces Conforming Loan Limit Values for 2025
On November 26, 2024, the Federal Housing Finance Agency (FHFA) announced the conforming loan limit values for mortgages that...
Regulation Z HOEPA and Qualified Mortgage Annual Threshold Adjustments
In the December 2, 2024 issue of the Federal Register (89 FR 95080 click here), the Consumer Financial Protection Bureau...
Changes to Rules in the Texas Administrative Code Concerning Loan Originators, Mortgage Bankers, Mortgage Companies, and Mortgage Servicers
In the November 15 issue of the Texas Register (Volume 49, Number 46, Pages 9204-25), the Finance Commission of Texas on behalf...
Reminder of Federal Beneficial Ownership Information Reporting Requirements for Certain Corporate Entities
As a reminder to clients and friends, federal law (the Corporate Transparency Act) imposed a requirement for certain corporate...