This legislative update summarizes bills from the 2021 Regular Legislative Session that are effective immediately and that we...
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Read articles below for analysis and discussion of recent trends by BM&G’s industry experts.
Texas Finance Commission Adopts Amendments to Texas Administrative Code Chapter 80 (Texas Residential Mortgage Loan Companies) and Chapter 81 (Mortgage Bankers and Residential Mortgage Loan Originators)
In the January 1, 2021, Texas Register, the Finance Commission of Texas (Commission) published amendments to the Texas...
Protected: Texas Home Equity Manual – 2021
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Home Equity Lending Interpretation Amendments Adopted by the Finance Commission of Texas and Texas Credit Union Commission
Effective November 26, 2020, the Finance Commission of Texas and the Texas Credit Union Commission (herein “Commissions”) adopt...
Texas Finance Commission Proposes Amendments to Chapter 80 and Chapter 81 of the Texas Administrative Code
In the September 25, 2020, Texas Register, click here, the Finance Commission of Texas (Commission) published proposed...
Texas Finance Commission Revises §155.2 (7 TAC Chapter 155) and Payoff Statement Form for Home Loans
In the September 11, 2020, issue of the Texas Register (45 TexReg No. 36) the Finance Commission of Texas, on behalf of the...
Cashout Manual April 2020 Update
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Will Equitable Subrogation be Prohibited for Uncured Home Equity Loans? Zepeda v. Federal Home Loan Mortgage Corporation, 2019 WL 3820019
In a decision filed August 15, 2019, the United States Court of Appeals for the Fifth Circuit certified a question to the...
Mortgage Credit Certificate Program Notice by TDHCA
In the August 16, 2019, issue of the Texas Register (44 TexReg 4371), the Texas Department of Housing and Community Affairs...
Texas Legislative Update IV – Bills Effective September 1, 2019 and Later
This legislative update summarizes bills from the 2019 Legislative Session that are effective on or after September 1, 2019,...