In the March 18, 2019, issue of the Federal Register (84 FR 9762) the CFPB published the eighteenth edition of its Supervisory...
Search Results
Read articles below for analysis and discussion of recent trends by BM&G’s industry experts.
Flood Insurance Join Final Rule Implements Private Flood Insurance Provisions of Biggert-Waters Flood Insurance Reform Act of 2012
In the February 20, 2019, issue of the Federal Register (84 FR 4953), the Office of the Comptroller of the Currency (OCC), the...
Higher-priced Mortgage Loan Escrow Account Asset-size Exemption Threshold Increased for 2019
In the February 4, 2019, issue of the Federal Register (84 FR 1356, click here) the CFPB revised comment 35(b)(2)(iii)-1.iii.E....
HMDA Asset-Size Exemption Threshold Increased for 2019 – Regulation C, Supplement I, Paragraph 1003.2-2(g)
In the January 31, 2019, issue of the Federal Register (Vol. 84, No. 513, click here) the Bureau of Consumer Financial...
TREC Adopts New Third Party Financing Addendum TREC NO. 40-8
This memorandum advises our clients that effective March 1, 2019, the Texas Real Estate Commission (TREC) adopts a new Third...
Mortgage Credit Certificate Program Notice by TDHCA
In the December 21, 2018, issue of the Texas Register (Vol. 51, No. 43) the Texas Department of Housing and Community Affairs...
CRA Asset-size Thresholds Revised for 2019
In the December 27, 2018, issue of the Federal Register (83 FR 66601, click here) the Office of the Comptroller of the Currency...
VA Revises Cash-out Home Refinance Loan Regulations
On May 24, 2018, the “Protecting Veterans from Predatory Lending Act” (herein “VA Act”) was signed into law, effective as of...
HUD Removes Ten-Year Home Warranty Protection Plan Requirements For High-LTV FHA Single Family Loans
In the December 14, 2018, issue of the Federal Register (83 FR 64269, click here) HUD published a final rule (“Rule”), effective...
CFPB Releases Beta Version of 2018 HMDA Data Platform
As a companion to the HMDA Examiner Transaction Testing Guidelines memorandum posted on our website yesterday,...