This legislative update summarizes Senate Bill 614 and House Bill 1442 from the 2019 Regular Session of the 86th Texas...
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Read articles below for analysis and discussion of recent trends by BM&G’s industry experts.
Texas Legislative Update I – Senate Bill 2330 Grants Temporary Authority for Residential Mortgage Loan Originator Applicants
Effective for applications submitted to the appropriate Texas regulatory official on or after November 24, 2019, Senate Bill...
TREC Adopts New Third Party Financing Addendum TREC NO. 40-8
This memorandum advises our clients that effective March 1, 2019, the Texas Real Estate Commission (TREC) adopts a new Third...
Mortgage Credit Certificate Program Notice by TDHCA
In the December 21, 2018, issue of the Texas Register (Vol. 51, No. 43) the Texas Department of Housing and Community Affairs...
TDHCA Mortgage Credit Certificate Program
In the July 13, 2018 issue of the Texas Register, the Texas Department of Housing and Community Affairs published the following Notice regarding a Mortgage Credit Certificate Program for very low, low, and moderate income first-time homebuyers:
Changes to Home Equity Lending in Texas – Final Rules
Please click on the video below to access the Changes to Home Equity Lending in Texas – (S.J.R. 60) – Final Rules presentation. Please make sure you have your speakers on to listen and follow the presentation materials.You may download the documents which are covered in the Changes to Home Equity Lending in Texas – (S.J.R. 60) – Final Rules presentation below within the “Downloads” section.For the best view of the documents open the following PDF file on your computer or download the PDF and follow along with the recorded presentation.
Protected: Changes to Home Equity Lending in Texas – Extended Version
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TEXAS HOME EQUITY – F2 NOTICE FOR NON-HOME EQUITY
Complete Memorandum
TEXAS HOME EQUITY – 12-DAY NOTICE FOR HOME EQUITY LOANS
Complete Memorandum
7 TAC Chapters 80 and 81 – Texas Residential Mortgage Loan Companies
Effective January 7, 2018, the Finance Commission of Texas on behalf of the Department of Savings and Mortgage Lending revised the definition of “physical office” for residential mortgage loan companies and mortgage bankers, as follows: