We recently caught up with BM&G partner Shawn Black, who manages the Flower Mound office and the firm’s title operations....
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Read articles below for analysis and discussion of recent trends by BM&G’s industry experts.
Best Practices: VA Texas Cash Out Transactions
We’re checking in again with our Dallas Closing Supervisor/Assistant Fulfillment Manager Judy Phothisen, for advice and...
Getting to Know the BM&G Team: Ryan Black
Each month we’re asking team members eight questions about themselves – from fun facts to superpowers and the best part of...
Rural Housing Service Amends Combination Construction to Permanent Loan Program (“Single Close Loans”)
By a final rule published in the Federal Register (84 FR 35003), the Rural Housing Service (RHS) amends its Single Family...
Will Equitable Subrogation be Prohibited for Uncured Home Equity Loans? Zepeda v. Federal Home Loan Mortgage Corporation, 2019 WL 3820019
In a decision filed August 15, 2019, the United States Court of Appeals for the Fifth Circuit certified a question to the...
Mortgage Credit Certificate Program Notice by TDHCA
In the August 16, 2019, issue of the Texas Register (44 TexReg 4371), the Texas Department of Housing and Community Affairs...
FHA Rescinds ML 19-06 Requirements for Down Payment Assistance by Government Entities
On April 18, 2019, HUD issued Mortgagee Letter 19-06, (click here) setting forth new documentation requirements for down payment...
FHA Issues New Condominium Approval Process
In the August 15, 2019, Federal Register (84 FR 41846) and the August 14, 2019, update to FHA Single Family Housing Policy...
FHA Cash-out Refinance Mortgages – Mortgagee Letter 2019-11
On August 1, 2019, the FHA issued Mortgagee Letter 2019-11 which reduces the current Maximum Loan-To-Value (LTV) and Combined...
Regulation Z HOEPA and Qualified Mortgage Annual Threshold Adjustments
In the August 1, 2019, issue of the Federal Register (84 FR 37565), the Consumer Financial Protection Bureau established the...