In the October 20, 2022, issue of the Federal Register (87 FR 63663), the Office of the Comptroller of the Currency, Treasury (OCC); the Board of Governors of the Federal Reserve System (FRB); and the Consumer Financial Protection Bureau (CFPB) published final rules to increase their respective Regulation Z Higher-priced mortgage loan appraisal exemption threshold by revising the official commentaries to their respective regulations to add new comments as follows:


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