In the May 21, 2019, issue of the Federal Register (84 FR 23274, click here) the Consumer Financial Protection Bureau (CFPB)...
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Read articles below for analysis and discussion of recent trends by BM&G’s industry experts.
Assumptions – Are Loan Estimates and Closing Disclosures Required?
On May 1, 2019, the Consumer Financial Protection Bureau (CFPB) published a Factsheet discussing whether Loan Estimates and...
CFPB Proposed Rule to Amend HMDA Regulation C
In the May 13, 2019, Federal Register (84 FR 20972, click here) the Consumer Financial Protection Bureau (CFPB) published a...
FHA Extends ML 19-06 Requirements for Down Payment Assistance by Government Entities to July 23, 2019–ML 19-07
On April 18, 2019, HUD issued Mortgagee Letter 19-06, (click here) setting forth new documentation requirements for down payment...
New FHA Requirements for Down Payment Assistance Provided by Government Entities – Mortgagee Letter 19-06
On April 18, 2019, HUD issued Mortgagee Letter 19-06, setting forth new documentation requirements for down payment assistance...
NCUA Amends Regulations Regarding Loans and Lines of Credit to Members of Federal Credit Unions
In the March 25, 2019, issue of the Federal Register (84 FR 10971), the NCUA published a final rule amending its regulations...
FDIC Rescinds 12 CFR Part 350 entitled Disclosure of Financial and Other Information By FDIC-Insured State Nonmember Banks
In the March 18, 2019, issue of the Federal Register (84 FR 9698) the FDIC published a final rule rescinding and removing its...
CFPB Supervisory Highlights of Examination Findings for Mortgage Servicing Examinations Completed between June 2018 and November 2018
In the March 18, 2019, issue of the Federal Register (84 FR 9762) the CFPB published the eighteenth edition of its Supervisory...
Flood Insurance Join Final Rule Implements Private Flood Insurance Provisions of Biggert-Waters Flood Insurance Reform Act of 2012
In the February 20, 2019, issue of the Federal Register (84 FR 4953), the Office of the Comptroller of the Currency (OCC), the...
Higher-priced Mortgage Loan Escrow Account Asset-size Exemption Threshold Increased for 2019
In the February 4, 2019, issue of the Federal Register (84 FR 1356, click here) the CFPB revised comment 35(b)(2)(iii)-1.iii.E....