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Read articles below for analysis and discussion of recent trends by BM&G’s industry experts.
Fair Lending Risks for Lenders Using Targeted Internet Marketing
The current issue of the Federal Reserve Board’s Consumer Compliance Outlook (Third Issue 2019) includes an article entitled...
CFPB Publishes Policy Statement on Compliance Aids
In the January 27, 2020 issue of the Federal Register (85 FR 4579), the CFPB published its “Policy Statement on Compliance...
CFPB Issues Policy Statement on Abusive Acts or Practices
On January 24, 2020, the Consumer Financial Protection Bureau (CFPB) issued a Policy Statement regarding the statutory...
CFPB Amends HMDA Regulation C
In the October 29, 2019, issue of the Federal Register (84 FR 57946) the Bureau of Consumer Financial Protection (CFPB) issued a...
CRA Asset-size Thresholds Revised for 2020
In the December 30, 2019, issue of the Federal Register (84 FR 71738, click here), the Office of the Comptroller of the...
Rural Housing Service Modifies Loss Claim and Loss Mitigation Processes
In the December 26, 2019, issue of the Federal Register (84 FR 70881, click here) the Rural Housing Service (RHS) published a...
Home Mortgage Disclosure (Regulation C) Asset-size Exemption Threshold Adjusted for Data Collection in 2020
In the December 20, 2019, issue of the Federal Register (84 FR 69993) the Consumer Financial Protection Bureau published a final...
CFPB Issues Construction Loan Guides for Combined Construction Loan Disclosures and Separate Construction Loan Disclosures
On December 18, 2019, the CFPB published two Construction Loan Guides for disclosing construction and construction-permanent...
TREC Amends Third Party Financing Addendum
In the December 13, 2019, issue of the Texas Register (44 TexReg 7711), the Texas Real Estate Commission (TREC) adopted the...