In the November 30, 2021 issue of the Federal Register (86 FR 67851, click here), the Board of Governors of the Federal Reserve...
Search Results
Read articles below for analysis and discussion of recent trends by BM&G’s industry experts.
Regulation Z HOEPA and Qualified Mortgage Annual Threshold Adjustments
In the November 2, 2021, issue of the Federal Register (86 FR 60357, click here), the Consumer Financial Protection Bureau...
Texas Legislative Update V – Senate Bill 43 Adds Chapter 159, Finance Code, Financing Purchase of Residential Real Estate with Wrap Mortgage Loan
This legislative update addresses Senate Bill 43 from the 2021 Regular Legislative Session. Senate Bill 43 is effective January...
7 TAC Chapter 81, Mortgage Bankers and Residential Mortgage Loan Originators, Amended Effective November 4, 2021
In the October 29, 2021 issue of the Texas Register (Pages 7389 - 7396), the Finance Commission of Texas, on behalf of the Texas...
7 TAC Chapter 80, Residential Mortgage Loan Companies, Amended Effective November 4, 2021
In the October 29, 2021 issue of the Texas Register (Pages 7384 - 7389), the Finance Commission of Texas, on behalf of the Texas...
Texas Legislative Update IV – House Bill 2237 Revises Chapter 53, Property Code, Relating to Mechanic’s, Contractor’s, and Materialman’s Liens
This legislative update addresses House Bill 2237 from the 2021 Regular Legislative Session. House Bill 2237 is effective...
Texas Legislative Update III – Proposed Constitutional Amendments SJR 35 and HJR 125
In the 2021 Regular Legislative Session, the Texas Legislature proposed the eight constitutional amendments described below to...
Texas Legislative Update II – Bills Effective September 1, 2021
This legislative update summarizes bills from the 2021 Regular Legislative Session that are effective September 1, 2021, and...
FHFA Includes Rental Payment History in Fannie Mae’s Underwriting Process
In an August 11, 2021 News Release, the Federal Housing Finance Agency (FHFA) announced that Fannie Mae will consider rental...
FHFA Eliminates Adverse Market Refinance Fee
Allows certain borrowers to save more money when refinancing Washington, D.C. – Today, to help families reduce their housing...