In the July 6, 2020, issue of the Federal Register (85 FR 40442, click here), the Comptroller of the Currency (OCC), the Board...
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Read articles below for analysis and discussion of recent trends by BM&G’s industry experts.
FHA Mortgagee Letter 2020-19 Extends Foreclosure and Eviction Moratorium in Mortgagee Letter 2020-13
On June 17, 2020, the Federal Housing Administration (FHA) issued Mortgagee Letter 2020-19 (ML 2020-19). ML 2020-19 extends the...
OCC Issues Final Rule Amending OCC Regulations to Negate Interest Rate Transfer Decision in Madden v. Midland Funding, LLC, 786 F.3d 246 (2d Cir. 2015)
By final rule effective August 3, 2020, the Office of the Comptroller of the Currency (OCC) negates the decision in Madden v....
FHA Mortgagee Letters 2020-13 and 2020-14 Extend Foreclosure and Eviction Moratorium (ML 2020-13) and Remote Work Flexibilities for Lenders and Appraisers (ML 2020-14)
On May 14, 2020, the Federal Housing Administration (FHA) issued Mortgagee Letter 2020-13 (ML 2020-13) and Mortgagee Letter...
Warranty Deeds
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HMDA Regulation C Final Rule Amends Permanent Institutional and Transactional Coverage Thresholds
In the May 12, 2020, Federal Register (85 FR 28364, click here), the Consumer Financial Protection Bureau (CFPB) issued a final...
Interim Rule Amends NCUA Regulations to Temporarily Defer Appraisal and Written Estimate of Market Value Requirements for Certain Real Estate Transactions
In the April 21, 2020, Federal Register (85 FR 22014), the National Credit Union Administration (NCUA) adopted an interim final...
Interim Rule Amends Federal Regulations to Temporarily Defer Appraisal and Evaluation Requirements for Certain Real Estate Transactions
In the April 17, 2020, Federal Register (85 FR 21312, click here), the Office of the Comptroller of the Currency, Treasury...
CFPB Bulletin 2020–02—Compliance Bulletin and Policy Guidance: Handling of Information and Documents During Mortgage Servicing Transfers
In the May 5, 2020, Federal Register (85 FR 25281), the Bureau of Consumer Financial Protection (Bureau) issued Bulletin 2020-02...
CFPB Issues Interpretive Rule to Provide Certain Relief under TRID Rule and Regulation Z Rescission Rules Due to the COVID-19 Pandemic
In the May 4, 2020, Federal Register (85 FR 26319), the Bureau of Consumer Financial Protection (Bureau) issued an interpretive...