On May 14, 2020, the Federal Housing Administration (FHA) issued Mortgagee Letter 2020-13 (ML 2020-13) and Mortgagee Letter 2020-14 (ML 2020-14).

ML 2020-13 extends the foreclosure and eviction moratoriums originally issued in Mortgagee Letter 2020-04 for borrowers with FHA-insured Single Family mortgages covered under the Coronavirus Relief, and Economic Security (CARES) Act for an additional period through June 30, 2020, and announces new Single Family Default Monitoring System (SFDMS) Reporting Requirements. ML 2020-13’s Single Family foreclosure and eviction moratorium extension applies to all FHA-insured Title II Single Family forward and Home Equity Conversion (reverse) mortgages, except for FHA-insured mortgages secured by vacant or abandoned properties, and directs mortgage servicers to:
• Halt all new foreclosure actions and suspend all foreclosure actions currently in process, excluding legally vacant or abandoned properties; and
• Cease all evictions of persons from FHA-insured Single Family properties, excluding actions to evict occupants of legally vacant or abandoned properties.

Full Memorandum