This memorandum is to advise all clients of the following technical changes by the TDSML to the disclosures required, respectively, under §79.122 and §80.9 of Title 7 of the Texas Administrative Code. These changes are set out in the April 29, 2011 issue of the Texas Register. 1. State savings banks are required by §79.122 to place in their privacy notices to consumers a promulgated notice advising consumers how to file complains. This complaint notice contains the TDSML’s current email address: [email protected] Effective May 5, 2011, that email address changes to: [email protected] 2. Residential mortgage loan originators are required by §80.9 to provide mortgage applicants with a promulgated Residential Mortgage Loan Originator disclosure that contains a notice to let the mortgage applicants know how to file complaints. This complaint notice also contains the TDSML’s current email address: [email protected] Effective May 5, 2011, that email address changes to:[email protected] 3. In addition, the text of the Residential Mortgage Loan Originator disclosure has been updated to be applicable to license types which, prior to the SAFE Act, were not required to be licensed and in order to be in compliance with the Federal Reserve Board’s new loan originator compensation rule, which became effective April 1, 2011. A copy of this updated Residential Mortgage Loan Originator disclosure is attached to this memorandum. It is also effective May 5, 2011.