As you are aware, on July 21, 2015, the CFPB issued a final rule delaying the effective date of the TRID Rule until October 3, 2015. In today’s Federal Register (80 FR 43911, click here) the CFPB published the final rule delaying the TRID Rule’s effective date to October 3, 2015, amending the applicable sections of the Official Interpretations in Supplement I to Regulation Z to reflect the new effective date of October 3, 2015, and to make technical corrections to §1026.38 of the TRID Rule, as more fully noted below. In order to reflect October 3, 2015, as the new effective date of the TRID Rule, the final rule amends the applicable sections of the Official Interpretations in Supplement I to Regulation Z, as follows: 1. Paragraph 1(d)(5)-1, Effective date, is revised to reflect the change in the effective date to October 3, 2015.

Complete Memorandum