In the August 19, 2020, issue of the Federal Register (85 FR 50944), the Consumer Financial Protection Bureau established the following 2021 thresholds for high-cost and qualified mortgages under §§1026.32 and 1026.43, respectively.
Regulation Z HOEPA and Qualified Mortgage Annual Threshold Adjustments
by BMG Memorandum | Aug 21, 2020 | Client and Friends Memos, HOEPA, QM/Ability to Repay