In the June 1, 2011 issue of the Federal Register, the Board of Governors of the Federal Reserve System (FRB) published amendments to Appendix A of Regulation B, which implements the Equal Credit Opportunity Act, to update the address where questions should be directed concerning creditors for which the Federal Deposit Insurance Corporation administers compliance with Regulation B. Under section 202.9 of Regulation B, notification given to an applicant when adverse action is taken must contain the name and address of the federal agency that administers compliance with respect to the creditor. Appendix A of Regulation B contains the names and addresses of the enforcement agencies where questions concerning a particular creditor shall be directed. This amendment updates the address for the Federal Deposit Insurance Corporation. Appendix A is amended by removing the fourth paragraph and adding a new paragraph in its place to read as follows: Nonmember Insured Banks and Insured State Branches of Foreign Banks: FDIC Consumer Response Center, 1100 Walnut Street, Box #11, Kansas City, MO 64106. While the effective date of this amendment is July 1, 2011, compliance is optional until May 31, 2012. Starting May 31, 2012, creditors for which the Federal Deposit Insurance Corporation administers compliance with Regulation B must include this new address on their adverse action notices.
