As you are aware the recent amendments to Regulation C (October 28, 2015, Federal Register, 80 FR 66128, click here), which implements HMDA, become effective in stages starting in 2017, with most of the amendments becoming effective in 2018 for reporting in 2019. However, the CFPB Resubmission Guidelines (click here), which describe when HMDA data should be corrected and resubmitted, have not been amended to reflect HMDA data that will be submitted under the Regulation C amendments. In order to rectify this, the CFPB published in the January 12, 2015, Federal Register (81 FR 1405, click here) a Notice requesting information on what changes to the Resubmission Guidelines may be needed. For those interested in submitting information and other comments concerning revisions to the Resubmission Guidelines, they must be submitted in written form and identified by Docket No. CFPB-2015-0058 and the title “Request for Information Regarding Home Mortgage Disclosure Act Resubmission Guidelines.” Submissions must be received by the CFPB on or before March 14, 2016, and submitted by any of the following methods: • Electronic: http://www.regulations.gov. Follow the instructions for submitting comments. • Mail: Monica Jackson, Office of the Executive Secretary, Consumer Financial Protection Bureau, 1700 G Street NW., Washington, DC 20552. • Hand Delivery/Courier: Monica Jackson, Office of the Executive Secretary, Consumer Financial Protection Bureau, 1275 First Street NE., Washington, DC 20552
