In the April 4, 2017, issue of the Federal Register (82 FR 16307, click here) the CFPB published a proposed rule, with a request for public comment, to permit creditors additional flexibility in complying with Regulation B in order to facilitate compliance with Regulation C (as amended in the 2015 HMDA final rule), to add certain model forms and remove others from Regulation B, and to make various other amendments to Regulation B and its commentary to facilitate the collection and retention of information about the ethnicity, sex, and race of certain mortgage applicants. You may submit comments, identified by Docket No. CFPB-2017-0009 or RIN 3170-AA65, by any of the following methods: • Email: [email protected] Include Docket No. CFPB-2017-0009 or RIN 3170-AA65 in the subject line of the email. • Electronic: http://www.regulations.gov. Follow the instructions for submitting comments. • Mail: Monica Jackson, Office of the Executive Secretary, Consumer Financial Protection Bureau, 1700 G Street NW., Washington, DC 20552. Include CFPB-2017-0009 or RIN 3170-AA65 in a reference line at the top of the submission. • Hand Delivery/Courier: Monica Jackson, Office of the Executive Secretary, Consumer Financial Protection Bureau, 1275 First Street NE., Washington, DC 20002. Include CFPB-2017-0009 or RIN 3170-AA65 in a reference line at the top of the submission.

Complete Memorandum