This month, we’re checking in with our Dallas Closing Supervisor/Assistant Fulfillment Manager, Judy Phothisen, for advice for a common question related to closing.

Judy, I am new to correspondence and would like clarification on an issue I see regularly. If a loan amount change request completed on June 5 — with a Change of Circumstances (COC) form-no LE issued and the CD issued June 8 — would this still be a valid change or do we need an LE issued on June 5, as well?

If a CD has already been issued, you cannot reissue an LE. The COC dated June 5 should suffice for the CD issued June 8. I would suggest reaching out to the investor to confirm they are okay with it, as well. You can also visit our website at for TRID resources.

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