Mortgage Document Prep

Mortgage Document Prep
Having fulfilled in excess of 800,000 residential mortgage loan packages since our inception in 1997, more than 250 financial institutions, federal and state chartered banks, mortgage bankers, brokers and credit unions rely on our expertise for quick, accurate, and compliant residential mortgage closing documents throughout all 50 United States and the District of Columbia.

Loan Fulfillment Services

Loan Fulfillment Services
Rely on our online loan fulfillment services so you can focus on growing your own business instead of detailed and expensive back office operations. We take care of clearing all pre-closing, closing and funding conditions, preparing loan documents to client’s specifications, HUD-1 review and approval, ordering the wire, funding, monitoring trailing documents, clearing stipulations and deficiencies, and shipping and stacking the closed loan package.

Mortgage Law Compliance

Mortgage Law Compliance
With over 200 years of combined legal experience, our attorneys formerly served as executives at large mortgage companies, former general counsel to large lending institutions, judicial clerks, and have even aided in the drafting of instrumental legislation affecting mortgage law. Our attorneys are leaders in the field of mortgage law and regularly teach mortgage professionals about changes affecting the mortgage industry.

Recently Published News Articles

Proposed Amendments to “Small Creditors” and “Rural” or “Underserved Areas” under Regulation Z

Published on Friday, January 30, 2015 in Client and Friends Memo

On January 29, 2015, the Consumer Financial Protection Bureau (CFPB) published a proposed rule (click here) to amend §1026.35 (Higher-Priced Mortgage Loans), §1026.43 (Ability to Repay/Qualified Mortgage) and their Official Interpretations in Regulation Z to facilitate lending by small creditors, particularly in rural and underserved areas

Proposed VA ARM Notification Requirements and Look-Back Period

Published on Thursday, January 29, 2015 in Client and Friends Memo

In the January 29, 2015, issue of the Federal Register (80 FR 4812, click here) the Department of Veterans Affairs (VA) published a proposed rule to amend its ARM regulations at 38 CFR 36.4312(d) that, as stated in the proposed rule’s preamble, “would align VA’s disclosure and interest rate adjustment requirements with the implementing regulations of the Truth in Lending Act (TILA), as recently revised by the Consumer Financial Protection Bureau (CFPB). Specifically, the [proposed] rule would amend the timing, content, and format requirements for the disclosures provided to borrowers prior to an interest-rate adjustment. The proposed regulation would also require that an interest-rate adjustment correspond with the interest rate index available 45 days prior to the adjustment.

CFPB Bulletin 2015-01 - Treatment of Confidential Supervisory Information

Published on Tuesday, January 27, 2015 in Client and Friends Memo

On January 27, 2015, the CFPB issued Bulletin 2015-01 as a reminder that, with limited exceptions, persons in possession of confidential supervisory information (CSI) are prohibited from disclosing CSI to third parties. To view and/or print the bulletin in full, click this hyperlink. Below is a redaction of the main points of the bulletin:

RSS

Join Our Newsletter

Stay up to date with mortgage industry news published by our attorneys.


Subscribe