Mortgage Document Prep

Mortgage Document Prep
Having fulfilled in excess of 800,000 residential mortgage loan packages since our inception in 1997, more than 250 financial institutions, federal and state chartered banks, mortgage bankers, brokers and credit unions rely on our expertise for quick, accurate, and compliant residential mortgage closing documents throughout all 50 United States and the District of Columbia.

Loan Fulfillment Services

Loan Fulfillment Services
Rely on our online loan fulfillment services so you can focus on growing your own business instead of detailed and expensive back office operations. We take care of clearing all pre-closing, closing and funding conditions, preparing loan documents to client’s specifications, HUD-1 review and approval, ordering the wire, funding, monitoring trailing documents, clearing stipulations and deficiencies, and shipping and stacking the closed loan package.

Mortgage Law Compliance

Mortgage Law Compliance
With over 200 years of combined legal experience, our attorneys formerly served as executives at large mortgage companies, former general counsel to large lending institutions, judicial clerks, and have even aided in the drafting of instrumental legislation affecting mortgage law. Our attorneys are leaders in the field of mortgage law and regularly teach mortgage professionals about changes affecting the mortgage industry.

Recently Published News Articles

TRID Rule Amendments Delay Effective Date to October 3, 2015, and Make Technical Corrections

Published on Friday, July 24, 2015 in Client and Friends Memo

As you are aware, on July 21, 2015, the CFPB issued a final rule delaying the effective date of the TRID Rule until October 3, 2015. In today’s Federal Register (80 FR 43911, click here) the CFPB published the final rule delaying the TRID Rule’s effective date to October 3, 2015, amending the applicable sections of the Official Interpretations in Supplement I to Regulation Z to reflect the new effective date of October 3, 2015, and to make technical corrections to §1026.38 of the TRID Rule, as more fully noted below.

Loans in Special Flood Hazard Areas – Joint Final Rule

Published on Wednesday, July 22, 2015 in Client and Friends Memo

In the July 21, 2015, issue of the Federal Register (80 FR 43216, click here), the Federal Reserve Board (FRB), the Farm Credit Administration (FCA), the Federal Deposit Insurance Corporation (FDIC), the National Credit Union Administration (NCUA), and the Office of the Comptroller of the Currency (OCC) issued a joint final rule that amends their respective regulations that apply to loans secured by properties located in special flood hazard areas. The joint final rule implements provisions of the Homeowner Flood Insurance Affordability Act of 2014 (HFIAA) relating to the escrowing of flood insurance payments and the exemption of certain detached structures from the mandatory flood insurance purchase requirement. The joint final rule also implements provisions in the Biggert-Waters Flood Insurance Reform Act of 2012 (the Biggert-Waters Act) relating to the force placement of flood insurance. Although the above agencies’ regulations, as amended by the joint final rule, are substantively consistent, the format of the regulatory text varies to conform to each agency’s current regulation.

Proposed Rule Minimum Wage and Overtime Pay Exemptions for Executive, Administrative, Professional, Outside Sales and Computer Employees

Published on Monday, July 06, 2015 in Client and Friends Memo

In today’s issue of the Federal Register (80 FR 38516, click here) the Wage and Hour Division of the Department of Labor (DOL) published a proposed rule to update and revise the regulations implementing the exemption from minimum wage and overtime pay for executive, administrative, professional, outside sales, and computer employees.


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