The Texas Department of Savings and Mortgage Lending and the Office of Consumer Credit Commissioner require company and individual licensees to renew their respective licenses through NMLS by no later than December 31, 2010. In view of this requirement, we redacted for brevity the following NMLS Streamline Annual Renewal Web page, which provides all the information you will need for the renewal process: http://mortgage.nationwidelicensingsystem.org/SLR/COMMON/RENEWALS/Pages/default.aspx. Step 1 – Prepare for the renewal process NMLS has prepared a Renewal Handbook to guide you through the renewal process. This handbook will provide detailed instructions for both companies and individuals. NOTE: Credit report functionality becomes available on November 1. (See Black, Mann & Graham’s October 14, 2010 credit report memorandum on our Website.)