On December 5, 2014, FHA published the above Mortgagee Letter (click here) that provides notice of FHA’s single family housing loan limits for Title II forward mortgages and home equity conversion mortgages (HECMs) effective for case numbers assigned on or after January 1, 2015. Below is a brief summary of ML 2014-25: The following chart illustrates FHA loan limits for forward mortgages for low cost and high cost areas: Property Size Low Cost Area “Floor” High Cost Area “Ceiling” One Unit $271,050 $625,500 Two Units $347,000 $800,775 Three Units $419,425 $967,950 Four Units $521,250 $1,202,925

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