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| Appraisal / Valuation Rules after Dodd-Frank | | | Published : 05/12/2011 | 
Appraisal / Valuation Rules after Dodd-Frank
PRESENTATION TOPIC:
Section 1472 Dodd-Frank Wall Street Reform and Consumer Protection (Section 129E of the Truth in Lending Act.)
Section 226.42 Federal Reserve Board Regulation Z (effective April 1, 2011)
OTHER SOURCES:
Interagency Appraisal and Evaluation Guidelines (Interagency Guidelines)
Fannie Mae/Freddie Mac Appraiser Independence Requirements (Announcement SEL-2010-14 Dated: OCT. 15, 2010)
HUD Mortgagee Letter (2009-28 Dated: SEPT. 18, 2009) | | Full Article and Downloads | | | | |
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| The New GFE Video | | | Published : 11/09/2009 | 
On November 17, 2008, the Department of Housing and Urban Development (“HUD”) published in the Federal Register (pages 68204 - 68288) its final rule (“final rule”) amending Regulation X. The final rule has two effective dates. Certain sections of the final rule are effective January 16, 2009 (and were the subject of our November 26, 2008 memorandum), and other sections of the final rule are effective January 1, 2010. Except for the brief discussion of HUD’s recent withdrawal of the final rule’s revised definition of “required use,” this memorandum will address those final rule changes that are effective January 1, 2010.
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| The New HUD-1 Video | | | Published : 11/09/2009 | 
On November 17, 2008, the Department of Housing and Urban Development (“HUD”) published in the Federal Register (pages 68204 - 68288) its final rule (“final rule”) amending Regulation X. The final rule has two effective dates. Certain sections of the final rule are effective January 16, 2009 (and were the subject of our November 26, 2008 memorandum), and other sections of the final rule are effective January 1, 2010. Except for the brief discussion of HUD’s recent withdrawal of the final rule’s revised definition of “required use,” this memorandum will address those final rule changes that are effective January 1, 2010.
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| Truth-In-Lending Training Seminar | | | Published : 06/27/2009 | 
In a final rule published in the May 19, 2009 issue of the Federal Register (the “May 2009 final rule”), the Federal Reserve Board (“Board”) amends the early disclosure requirements of Section 226.19(a) of Regulation Z. This video will describe this rule in more detail. | | Full Article and Downloads | | | | |
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